Built around Chapter 117 — and built to evolve with it.

Florida’s remote online notarization framework combines notary duties, technology standards, identity proofing, record retention, security, and RON-provider obligations. ATC Verify monitors those requirements and updates the platform as the law and Department of State rules develop.

Compliance overview updated August 28, 2026

Transparency, not legal advice: This page explains ATC Verify’s compliance approach and the statutory framework we monitor. It is not a legal opinion for any user, business, notary, or transaction.

Florida’s identity-proofing framework

Florida Statutes §117.201 defines identity proofing as a third-party process using public or proprietary data sources and expressly recognizes that identity proofing may include knowledge-based authentication or biometric verification.

Section 117.265 separately provides that, when a principal is not identified through the notary’s personal knowledge, the online notary confirms identity through remote presentation of a government-issued credential, credential analysis, and identity proofing in the form of knowledge-based authentication or another method that conforms to the standards of Chapter 117.

§117.201Defines identity proofing and expressly references both KBA and biometric verification.

§117.265Sets the principal-identification procedure and recognizes KBA or another conforming identity-proofing method.

§117.295Establishes RON technology standards and detailed minimum characteristics for KBA while authorizing Department of State rulemaking.

How ATC Verify reads those provisions together

Chapter 117 contains both broad authorization for alternative identity-proofing methods and detailed KBA minimums. ATC Verify does not read any one sentence in isolation. Our compliance analysis considers the definitions in §117.201, the alternative methods stated in §117.265, the minimum standards and rulemaking language in §117.295, and applicable Department of State rules together.

The interaction between those provisions can reasonably raise questions about when an alternative identity-proofing method is sufficiently conforming and when detailed KBA standards operate as the controlling minimum. ATC Verify treats that as an active legal and regulatory issue rather than pretending the statutory language is simpler than it is.

Our operational procedures may change when legislation, Department of State rules, authoritative guidance, or controlling legal interpretations change. ATC Verify may add, remove, or modify an identity-proofing step when necessary to maintain the compliance position adopted for the platform.

We actively monitor Florida rulemaking

Florida has been actively considering standards addressing biometric identity proofing. ATC Verify monitors Florida legislation, Department of State rulemaking, published guidance, and changes to Chapter 117 so the platform can adapt without forcing users into outdated workflows longer than legally necessary.

For the controlling statutory text, users can review the Florida Senate’s official pages for §117.201, §117.265, and §117.295.

Notary responsibility still matters

ATC Verify supplies technology and process controls, but a Florida online notary remains responsible for the notarial act and for exercising the independent judgment required by law. The platform does not force a notary to complete an act the notary believes should be refused, paused, or terminated.

Records and retention

Florida law requires secure electronic-journal records and uninterrupted audio-video recordings for online notarizations, with required records maintained for at least 10 years after the notarial act. ATC Verify is designed around long-term retention, access controls, audit history, and tamper-evident completed documents.

Privacy restrictions on RON information

Florida law restricts a RON service provider from using, selling, or transferring personal information identifying principals, witnesses, or people named in a notarized record except for specified operational, legal, fraud-prevention, service-improvement, and business-transfer purposes. ATC Verify’s Privacy Policy is written around those restrictions.

Questions

Compliance questions about ATC Verify may be sent to care@atcverify.com.