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ATC Verify
MISMO & ATC Verify

Clear about certification. Focused on what is required.

ATC Verify is not currently MISMO RON Certified. That is a deliberate business decision, not an attempt to blur the difference between legal requirements and a private industry certification. We believe customers and partners deserve to know exactly what a certification means — and what it does not.

MISMO is an industry certificationIt evaluates a system against MISMO's own RON standards.
Florida law is separateFlorida sets the legal requirements that govern online notarization in this state.
Florida has its own provider filingRON service providers must file the state-required self-certification described by Florida law.
Our position can evolveWe can revisit MISMO when a meaningful customer, partner, or market requirement justifies it.
What MISMO certification does

A useful industry standard — not a government license.

MISMO RON Certification can be valuable for organizations that use it as part of technology procurement or vendor due diligence. We do not dismiss that value. We simply believe its role should be described accurately.

STD

An industry benchmark

MISMO provides a common set of RON standards that can help organizations compare technology providers.

REV

A structured review

Certification includes review of a provider's documentation, procedures, policies, and system demonstration against MISMO's standards.

B2B

Useful in some vendor reviews

Some lenders, title companies, investors, and enterprise organizations may independently choose to require MISMO certification from vendors.

The distinction matters

MISMO certification does not determine legal compliance.

MISMO itself states that its RON certification does not verify compliance with any particular federal, state, county, or other governing or regulatory body's laws, regulations, rules, or requirements. Florida separately defines the requirements for online notarization and RON service providers.

Not government approvalMISMO certification is not a Florida license or government determination that a platform complies with Florida law.
Not a substitute for Florida requirementsThe notary, technology, identity process, journal, recordings, records, and provider obligations remain governed by applicable law and rules.
Separate Florida provider requirementFlorida law requires a RON service provider to file a self-certification with the Department of State confirming that its technology and related processes satisfy applicable Florida requirements.
That filing is annualFlorida law provides that the state RON service-provider self-certification remains active for one year after filing.
Why we are not pursuing MISMO right now

We would rather invest first in the platform itself.

Certification takes money, time, documentation, review, and ongoing maintenance. At this stage, ATC Verify is prioritizing the work that directly affects every notarization: legal requirements, identity verification, document integrity, secure digital signing, audio-video records, journals, access controls, retention, reliability, and the customer experience.

Required compliance comes first.

We distinguish obligations imposed by Florida law from optional private certifications and prioritize the requirements that govern the actual notarization.

Security should exist with or without a badge.

Identity, encryption, protected signing credentials, tamper-evident final documents, access controls, and auditable records are product responsibilities — not marketing decorations.

A certification should solve a real business need.

If a lender, title company, investor, or enterprise relationship requires MISMO certification and the opportunity justifies it, we can reevaluate the decision.

We will not imply certification we do not have.

ATC Verify will state its certification status plainly. Trust is better served by accurate claims than by language designed to make one standard sound like another.

Our current position

Not currently MISMO certified. Not pretending otherwise. Not ruling it out forever.

We will reevaluate MISMO certification when customer requirements, enterprise partnerships, market access, or changes in applicable requirements create a meaningful reason to pursue it. Until then, our resources stay focused on building a secure, reliable Florida RON platform.

This page describes ATC Verify's current certification position and general compliance approach. It is not legal advice and does not determine whether a particular lender, title company, investor, transaction, or document will accept remote online notarization.